We did it!  We are now done with Dave Ramsey’s Total Money Makeover.  I think it is a great reference book to keep on hand and reference as you move through the stages.  But since most of us are stuck back on chapter 7, reading about everyone’s success stories while you are trying to pinch a penny really just makes you want to throw recycled Christmas cards at the debt-free jerks.  How dare they rub their lifestyles in our face????

Clearly, I’ll be here for a while.

Dave believes that the real danger in having great wealth is materialism.  If you want some further references, Affluenza is a great book that was written back in the ‘90s – but they were dead right as to how it will all go down.  Kind of eery to read it now and a little remorseful to have not listened way  back when.  There is supposedly a film to go with it, which I would love to see.

Another paradox to wealth is that it makes you more of what you are.  If you are a jerk now, when you are wealthy you will be king of the jerks.  If you are generous now, you will become most generous.  So ask yourself what you want to be.  If you aren’t there yet, work on your character while you get out of debt.   Money is not the root of all evil.  The LOVE of money is.  I think we all know that though, right?  Obviously money is a huge responsibility or there would not be so many people failing at controlling it.  (Myself included)

I will need to come back to this.  To cheer, yell or be encouraged.  You haven’t heard the last of Dave Ramsey here.  We are still on this journey and will be for some time.

I have a hard copy of the book for anyone who leaves a response as to why the Total Money Makeover has helped them or not helped them.  I’ll pick one at random and mail the copy free of charge!  Just my way of thanking you for patiently waiting for me to wrap this baby UP.

Leave me a comment if you would like to be included in the drawing.